Will My Insurance Pay For My Girlfriend’s Abortion?
An unplanned pregnancy can often leave you with more questions than answers. If you and your partner are considering abortion, it's only natural to wonder if your personal health insurance would cover the costs. But is this allowed? How much does an abortion cost?
Below is a quick summary of what you need to know in terms of insurance and abortion costs.
What Can You Expect To Pay?
Estimating the total cost of an abortion begins with understanding how far along the pregnancy is. There are two main types of abortion: chemical (also known as medication) abortion and surgical abortion.
Chemical abortion, commonly known as the abortion pill, can only be used up to ten weeks of pregnancy (confirmed by ultrasound) and typically costs between $300-$800, depending on the provider.
If your girlfriend is further along than 10 weeks, she will only qualify for a surgical abortion. This is an invasive procedure performed in a hospital or abortion clinic. Depending on the state you live in, surgical abortions can cost as much as $1,725.
Can I Claim My Girlfriend On My Health Insurance Plan?
Finding out your girlfriend is unexpectedly pregnant can leave you both feeling anxious and overwhelmed. Discovering how much you may need to pay out of pocket for an abortion can only add to that stress.
So, can your girlfriend's abortion costs be covered by your insurance plan? It's unlikely. Insurance companies usually require a legal financial obligation through marriage or domestic partnership in order to extend coverage. However, every insurance company differs. Reach out to your insurance provider for specific details.
Where Can We Find Free Pregnancy Services And Support?
At Choices, we offer pregnancy support and resources for you and your partner. Our services are all free of charge, so you will never need to worry about insurance or financing. We are here for both of you during this unplanned life event.
Our services are empowering and always confidential! Schedule your free appointment today.
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